![]() The Acorns Earn program gives you access to more than 15,000 offers from thousands of popular brands. (Acorns selects the best IRA for you based on your financial profile.) With all plans, you’ll have access to Acorns Later-the startup’s IRA option-allowing you to begin investing in a Roth IRA, Traditional IRA or SEP IRA with just $5. And for $9 a month, Acorns Premium users can get GoHenry debit cards for kids, more investing options and perks and more. For $5 a month, Acorns Personal Plus users qualify for an investment match from Acorns and an emergency fund. ![]() For $3 a month, Acorns Personal users get access to an FDIC-protected checking account and debit card, allowing for real-time round-ups, no minimum balance or overdraft fees and unlimited free or fee-reimbursed ATM withdrawals. With more than 10 million users, Acorns has expanded beyond micro-investing and now has five products and three subscription plans. OverviewĪcorns launched in 2014 with a mission to invest your spare change. This allows users to effortlessly save and invest spare change without thinking about it. ![]() Best for Investing Spare Change Why We Picked ItĪcorns was chosen as the best money-saving app for investing spare change thanks to its Round-Ups feature, which automatically rounds your purchases up to the nearest dollar and invests the difference into a diversified portfolio of low-cost index ETFs.
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